unsecured lending

unsecured lending
фин., банк. кредитование без обеспечения (любая форма кредитования, при которой заемщик не предоставляет никаких своих активов в качестве обеспечения кредита)
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Англо-русский экономический словарь.

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Смотреть что такое "unsecured lending" в других словарях:

  • Unsecured loan — An unsecured loan is a loan that is not backed by collateral. Also known as a signature loan or personal loan .Unsecured loans are based solely upon the borrower s credit rating. As a result, they are often much more difficult to get than a… …   Wikipedia

  • Unsecured — A loan or equity interest that is given without any guarantee of payment, performance, satisfaction or opportunity for return from the recipient. No property, interest or security is used as collateral in either a guarantee or a pledge. Unsecured …   Investment dictionary

  • Person-to-person lending — (also known as peer to peer lending, peer to peer investing, and social lending; abbreviated frequently as P2P lending) is a certain breed of financial transaction (primarily lending and borrowing, though other more complicated transactions can… …   Wikipedia

  • Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …   Wikipedia

  • Asset-based lending — In the simplest meaning, asset based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset backed loan. More commonly however, the phrase …   Wikipedia

  • prime lending rate — The lowest rate of interest that a financial institution, such as a bank, charges its best customers, usually large corporations, for short term unsecured loans. Dictionary from West s Encyclopedia of American Law. 2005. prime lending rate …   Law dictionary

  • Consumer lending — (also called retail lending) refers to making a wide range of secured and unsecured loans to consumers for consumable items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of… …   Wikipedia

  • Asset-Based Lending — A business loan secured by collateral (assets). The loan, or line of credit, is secured by inventory, accounts receivable and/or other balance sheet assets. Also known as commercial finance or asset based financing . This type of loan is often… …   Investment dictionary

  • Legal Lending Limit — The aggregate maximum dollar amount that a single bank can lend to a given borrower. The legal limits differ for different types of banks. The Financial Institutions Act of 1989 mandated that all savings and loan institutions must adhere to the… …   Investment dictionary

  • Bankruptcy of Lehman Brothers — Lehman Brothers filed for Chapter 11 bankruptcy protection on September 15, 2008. The bankruptcy of Lehman Brothers is the largest bankruptcy filing in U.S. history with Lehman holding over $600 billion in assets. [cite web… …   Wikipedia

  • Shinsei Bank — Infobox Company company name = Shinsei Bank, Ltd. 株式会社新生銀行 company company type = Public KK (tyo|8303) foundation = 1952 (as Long Term Credit Bank of Japan) location = Chiyoda, Tokyo, Japan and 39 other offices key people = Masamoto Yashiro,… …   Wikipedia


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